Kentucky Workers Compensation Insurance

Serving Lexington, Louisville, Somerset, Bardstown, Nicholasville, Frankfort, Richmond & more

Workers’ compensation insurance can help provide critical financial protection for employees in Kentucky. Contact First Insurance Group today to learn about Kentucky’s workers’ compensation insurance requirements.

How Much Is Workers Compensation Insurance?

In Kentucky, the cost of workers’ compensation insurance varies depending on several factors, including the size and type of your business, the number of employees you have, the industry you operate in and your claims history.

Kentucky uses a classification system to determine workers’ compensation rates based on the level of risk associated with different industries. For example, businesses in high-risk industries such as construction or manufacturing may pay higher premiums than those in low-risk industries such as office-based businesses.

To get an accurate estimate of how much workers’ compensation insurance will cost for your Kentucky-based business, work with an experienced agent to get quotes.

What is Workers Compensation Insurance For?

Workers compensation insurance serves several important purposes for both employers and employees in Kentucky.

It can help cover the cost of medical treatment for employees who are injured or become ill because of their job. This includes doctor visits, hospital stays, surgeries, medications, rehabilitation and other necessary medical care.

If an employee is unable to work due to a work-related injury or illness, workers compensation coverage may help provide compensation for lost wages and vocational rehabilitation services.

Workers compensation insurance may provide disability benefits to employees who are temporarily or permanently disabled because of a work-related injury or illness. These benefits help replace lost income and support employees during their recovery.

Contact Us

Contact First Insurance Group in Bardstown, Kentucky, for a personalized workers’ compensation insurance quote.