Social Services Insurance  

Insurance Coverage for Social Workers and Companies 

Working in social services can be one of the most rewarding ventures. Unfortunately, it comes with its own risks from injuries and property damage to lawsuits. Protecting your rehab facility, club, school, foodbank, religious institution, etc. is crucial. 

First Insurance Group is dedicated to helping you so that you can continue to help others. We will help you find and tailor and insurance policy to cover your social services group and all those involved. With a knowledgeable staff and fantastic customer service, we work to build genuine relationships with each and every client. 

What Does Social Service Insurance Cover? 

Social services insurance is geared to cover organizations that offer social services to those in need. There are various types of insurance that social service organizations may benefit from, including: 

General Liability 

If your organization has a physical location, you will likely need general liability insurance. This insurance covers bodily injury, property damage and personal or advertising injury claims that may arise on your organization’s property or as a result of everyday activities. 

Professional Liability 

Professional liability covers areas that general liability does not: professional negligence. If one of your volunteers or employees makes a mistake while offering a specialized service that causes a client to lose money, professional liability insurance will step in to help with the damages and a possible lawsuit. 

Workers Compensation 

If your organization has employees or even volunteers, you may need workers compensation. This insurance helps cover those working for your organization in case they are injured on the job. It can cover medical bills, disability benefits, wage replacement and more. 

Cyber Liability 

Many social services keep records electronically stored. If this information is breached or damaged, the organization could face a lot of issues. Cyber liability insurance helps pay for damages concerning a cyberattack and can help with the costs of recovery and related lawsuits. 

Insure Your Social Services Organization Today 

Whether you run a club, camp, day care, food bank, foster care and adoption or an outpatient clinic, First Insurance Group is here to help. Get insured today by calling (502) 348-5921 or filling out an online quote form to get started. 

Common Social Services Insurance Questions 

When Do I Need Social Service Insurance? 

Ideally, you should have social service insurance before ever beginning operation. It is important to have a policy in place as soon as possible to protect the organization and all of those involved.  

How Does Social Service Insurance Work? 

Social service insurance works similarly to other business insurance policies. The owner of the organization may pay monthly premiums in return for coverage. If a covered accident occurs, the organization may file a claim on the policy to receive compensation. 

How Much is Social Service Insurance? 

The cost of social service insurance varies depending on your location, coverage limits, size of the organization, deductibles and other factors. Fill out an online quote form to find out how much you can save on social service insurance.