First Insurance Group Blog: business
View the latest blog posts from First Insurance Group.
Tuesday, March 13, 2018Every business, from a restaurant to a gift shop, poses risks to its employees. Think about it. A construction employee who isn’t using a lifeline could fall off scaffolding and break a leg. A delivery biker who wasn’t wearing a helmet might sustain a head injury following an accident. READ MORE >>
Thursday, January 11, 2018General liability insurance is business protection most companies need to carry. No matter the type of industry, there are risks to operating your company. This insurance helps to reduce some of the potential for financial loss from those risks. Yet, many business owners don't see just how important this type of insurance is. READ MORE >>
Friday, December 8, 2017A vehicle fire can be one of the most dangerous situations that a business can face. It can occur for a wide range of reasons. In some situations, the damage from a single fire can lead to thousands of dollars in loss. In others, the insurance company may total the vehicle. This happens if it is beyond the ability to repair it. READ MORE >>
Tuesday, October 17, 2017Signing a contract means you make a binding promise to complete work on behalf of a client. You might build houses, provide professional services or any number of other tasks. Contracts vary, but they often have similar properties to address the duties expected of a contractor. READ MORE >>
Friday, September 15, 2017Businesses likely know that they have injury liabilities present on their property. However, more than slips and falls could cause a customer harm. Illness risks not necessarily related to a physical injury could incapacitate a client. If the client is able to pinpoint your business actions as the cause of an illness. READ MORE >>
Tuesday, August 8, 2017What steps can a business owner take to ensure the company vehicle is safe? A commercial vehicle is one that individuals use for business-related activities. It is not a personal vehicle that travels just to and from home. A company-owned or operated car needs commercial auto insurance. READ MORE >>
Monday, July 31, 2017One of the most essential business insurance products is workers' compensation insurance. Modern workers' comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. READ MORE >>
Monday, May 22, 2017Spring is a time of change. Your business is working on new promotions and driving sales. You will see more customers come in the door. You also may start on new projects or events. When it comes to changing seasons, business risks change right alongside your actions. READ MORE >>
Wednesday, December 14, 2016Trucking is an important commercial venture. You want to make sure that proper insurance covers your loads and your cab. A strong commercial trucking policy will usually cover incidents that happen while you are on the job. However, a commercial trucking policy may not cover you all the time. READ MORE >>
Tuesday, October 18, 2016Some businesses are required by state law to have a bond, which business owners sometimes confuse with business insurance. Failing to understand the difference between a bond and business insurance is a key mistake that can leave entrepreneurs financially vulnerable and without protection. READ MORE >>
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