Wednesday, June 24, 2020Surety bonds are essential for small business owners who work on a contract that requires a performance guarantee (e.g. the delivery of goods or services). Take some time to learn about these third-party promises to pay and how they may help you gain more business. The Purpose of a Surety Bond READ MORE >>
Wednesday, March 25, 2020In most private industries, there aren't really any immediate exclusions to workers compensation insurance. There have even been cases where professional stuntmen were covered by workers compensation claims. That, of course, is an industry where injuries are more common than in other industries. READ MORE >>
Wednesday, February 26, 2020A surety bond is an obligation that guarantees a certain contract will be fulfilled as promised. You may be asked to purchase a surety bond if you’re performing a government job or construction work. Before purchasing a surety bond, it’s important to understand the structure of the agreement and what boundaries you must operate within. READ MORE >>
Monday, January 27, 2020When you rent a store in a shopping plaza, the rules on who is responsible for the parking lot will vary. It's important to understand your obligations at that location so that you can have the general liability insurance that you need. Check Your Lease READ MORE >>
Tuesday, December 31, 2019A commercial auto might not necessarily be a car that is bought and paid for by the company for business use. A commercial auto is any vehicle that is regularly used for business purposes. This means that if you have your employees make deliveries for you, visit clients, or pick up business goods on a regular basis, you are technically using the employees as professional drivers. READ MORE >>
Wednesday, November 20, 2019If you offer new products or services, it's possible that your workers compensation insurance rates may change. That's because the type of work that your employees perform is the primary driver in workers compensation insurance rates. How Workers Compensation Rates Work READ MORE >>
Thursday, August 15, 2019 Having general liability insurance protects your company. It gives you the financial tools to protect your company should negligence occur. Yet, it can also help you increase your customer base. In some industries, having the right business insurance opens you up to new clients and customers. READ MORE >>
Thursday, July 11, 2019When the worst happens at your business location, you need to know what to do. When a worker suffers an injury or even dies on the job site, it is critical to know how to handle the situation. In every case, do the best you can do to help your worker. Then, if necessary, support his or her family. READ MORE >>
Wednesday, June 5, 2019If your business deals in contracts, then clients expect you to do your work correctly. If you fail to do so, then you might have to pay for the client’s losses. Sometimes, your commercial liability insurance can help you do so. However, in other cases, you will have to compensate the clients according to the terms of surety bonds. READ MORE >>
Wednesday, May 15, 2019Not all business owners own the buildings where they operate. Given the cost of commercial real estate, many people opt to rent. But, even that can get expensive. Still, any rental retail space anywhere is a cost to your business. You therefore have to take care of it. What can you do to protect it? READ MORE >>
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